Thursday, January 21, 2010

Quality, Affordable Health Care Starting at Just $68.67 a Month

Thank you to our friends at the Pennsylvania Health Access Network (PHAN) for putting these charts together. They provide a side-by-side comparison of the Affordability Provisions contained in the U.S. House and Senate health care reform bills, based on a family of three.

Premiums – The table compares premiums for subsidized families under the House and Senate bills.


Family Income
House Bill
Senate Bill
Income as % of FPL
Annual Salary
Annual Premium
Monthly Premium
Annual Premium
Monthly Premium
150%
$27,465
$824
$68.67
$1,263
$105.25
200%
$36,620
$2,014
$167.83
$2,307
$192.25
300%
$54,930
$5,493
$457.75
$5,383
$448.58
400%
$73,240
$8,789
$732.41
$7,178
$598.16




Out of Pocket Expenses – The table compares annual out-of-pocket maximums for subsidized families under the House and Senate bills.


Family Income
House Bill
Senate Bill
Income as % of FPL
Annual Salary
Annual out-of-pocket cap
Monthly out-of-pocket cap
Annual out-of-pocket cap
Monthly out-of-pocket cap
150%
$27,465
$1,000
$83.3
$3,867
$322.25
200%
$36,620
$2,000
$166.66
$3,867
$322.25
300%
$54,930
$8,000
$666.66
$5,800
$483.33
400%
$73,240
$10,000
$833.33
$7,733
$644.41

Overall Health Care Costs – The table compares the total potential health care costs (premiums plus out-of pocket caps) for subsidized families under the House and Senate bills.


Family Income
House Bill
Senate Bill
Income as % of FPL
Annual Salary
Annual Total
Monthly Total
Annual Total
Monthly Total
150%
$27,465
$1,824
$152
$5,130
$427.5
200%
$36,620
$4,014
$334.5
$6,174
$514.5
300%
$54,930
$13,493
$1124.61
$11,183
$931.92
400%
$73,240
$18,789
$1565.75
$14,911
$1242.83


Data comes from Community Catalyst and PICO National Network

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